CASE NUMBER

CASE ACCESS

CONTACT BY CREDITORS

FIRST PAYMENTS

PAYMENT APPLICATION

SHORT PAYCHECK

VACATION/SICK LEAVE/LAID OFF

MISSED PAYMENTS

EXTRA MONEY

VACATION/BONUS CHECKS & TAX REFUNDS

GETTING A PAYOFF

PAYING OFF EARLY

PLAN SUCCESS

STAYING UPDATED

TRUSTEE CHECKS

ADDRESS CHANGES

It is very important to update your attorney and the Bankruptcy Court of any changes to your mailing address. This information is not only useful for notices, but also to make sure that any checks payable to you are sent to the correct address.If your mailing address has changed, please send a signed letter to the Bankruptcy Clerk’s Office at 226 West Second Street, Flint, MI 48502 detailing your name, case number, old address and your new mailing address. Your attorney and the Chapter 13 Trustee’s office will be automatically notified electronically from the U.S. Bankruptcy Court when your address has been changed in their system.

DEBTS LISTED

PROOFS OF CLAIM

REPORT ON TIMELY FILED CLAIMS

SHUT OFF NOTICE

HOME/CAR REPAIRS NEEDED

BUYING

SELLING

CREDIT CARDS/LOANS

TAX ESCROW

LEGAL ADVICE

ATTORNEY

UNHAPPY WITH ATTORNEY

CONVERSION

DISMISSAL

COMPLETION

Congratulations, you have successfully completed your Chapter 13 Plan. Your case has been audited and an Order is being entered with the U.S. Bankruptcy Court to extinguish the payroll deduction, ACH or direct you to stop personally paying. This Order is served to you (debtor), your attorney and your employer. A close code has been entered in your case. This code directs our system to reject any further payments received after the completion code has been entered and refund the payments back to you as the payments are received. It takes approximately 4 to 6 weeks for some employers to extinguish a deduction.The final disbursement will take place on the 1st of the month following completion. After the final disbursement has taken place, a Notice of Completion is sent to you (debtor), your attorney and all your creditors. It instructs all parties that they have 30 days to respond. If they disagree to you receiving your Discharge, they are to file an objection with the U.S. Bankruptcy Court. After the 30 days expire, the U.S. Bankruptcy Court will issue your Discharge. Bear in mind that although you are financially completed you are still legally protected by the bankruptcy until you receive your Discharge. You may not buy or sell any items until you receive your Discharge. The time between completion and Discharge is approximately 2 to 3 months.If this office was paying your mortgage payment, you will receive a letter from us directing you to start making your mortgage payment. We will indicate what month you are to start and the amount you are to start paying. You will need to mail your payments directly to the mortgage creditor according to the letter you receive. The mortgage creditor will not set up automatic payment until after you receive your Discharge.

NON-DISCHARGEABLE DEBT

DEBTS NOT PAID IN FULL

CREDIT REPORT

FINAL REPORT